Again our financial institution achieved satisfactory returns so far in 2015. To date, the total assets increased by 16% over the end of 2014, as opposed to the average of the Panama International Banking reflecting a movement of approx. 3%, according to figures from the SBN. Banks as Banesco Panama, Multibank, Union Bank had downward trend, comparing the close of 2014 vs what was the first quarter of 2015. For its part Mercantil Commerce Bank showed an increase in assets in the first quarter, only 9.6% compared with December. 2014. As for liquidity ratios were positioned at the beginning of the year by 49%, two points higher than the previous year. In April 2015 Return on assets (ROA) increased approximately 12% compared to the end of 2014, closing for the first quarter at 2.40%, even higher than the average of the International Bank of Panama which closed at 1.73%. A competitive rate compared to commercial banks as Mercantil Commerce Bank that despite this position in below 3.9% -20.4% compared to the end of 2014. Meanwhile the Return on Equity ROE is at a 12.68%, higher than the rate of other commercial banks such as Banesco Panama (12.12%), IUbank (4.60%), First Central Intl. Bank (-21.41%), Unibank (6.28%), Banistmo (9.52%), among others.