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Money Market Plus Account
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Investment Advisory
Investment Portfolios
Investment Profile
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Credit Cards
Business Credits
TOOLS MADE TO MEASURE
Stock Market
DBank in your Hands
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DBank at
your fingertips
“We offer competitive interest rates and investments with attractive yields.”
Money Market Account
Benefits
Interest calculated daily.
Paid monthly.
Competitive interest rates.
Flexible access to your money.
No transaction limits.
24-hour "Online Banking“.
Personal
In Euros or Dollars
Minimum account balance
USD 5,000 for individual
Requirements
Account Opening
Commercial
In Euros or Dollars
Minimum account balance
USD 10,000 for Legal Entities
Requirements
Account Opening
Interest Rate
1st Tier 0.75%
2nd Tier 0.50%
“Balances ranges from USD $50,000.”
Account Money Market Plus
Benefits
Pay interest with no transaction limits.
Interest calculated daily.
Paid monthly.
Competitive interest rates with tiered funds.
Flexible access to your money.
Personal
Requirements
Account Opening
Commercial
Requirements
Account Opening
“Integral Advisory DBank understand their language and share their culture and intereses.”
Fixed Term Deposits
Term investment deposits with highly competitive interest rates.
Interest calculated daily and credited monthly, quarterly, semi-annually, annually or upon maturity.
Automatic renewal.
10-day grace period between maturity and renewal.
Terms from 30 days to 1 year.
In Euros or Dollars.
RANGES
Balance
30 days
60 days
90 days
180 days
1 year
50,000 – 99,999
0.75%
1%
1.25%
1.75%
2.50%
100K – 249,999
1%
1.25%
1.50%
2%
2.75%
250K – 499,999
1.25%
1.50%
1.75%
2.25%
2.75%
Over 500K
1.50%
1.75%
2%
2.50%
3%
Investment Portfolios
Investment portfolios using a platform of internationally recognized investment banks Royal Bank of Canada /Morgan Stanley – Citibank and others.
A low cost structure and attractive yields, adapted to each client's profile.
“Don't let your money trickle away over time.”
The DBank Comprehensive Advisor offers you:
Direct access to a broad range of treasury products.
Foreign exchange products in leading currencies.
Cash transactions.
Term transactions.
Currency exchange/purchase/sale.
Money Market Instruments.
Escrow accounts.
Assets Products
Innovative financial Instruments for formulating your investment strategy.
Transparency in every transaction.
Diversification of investment portfolios.
Independent decision-making when evaluating the products and services offered by represented banks.
Detailed, professional assessment of the alternatives: risk vs. yield.
Maximum security and discretion.
Direct access to the broadest range of international banking institutions.
CLASSIC PORTFOLIOS individual shares, bonds.
FUND PORTFOLIOS common stock and fixed income funds.
MULTI-MANAGEMENT FUNDS third-party mutual funds.
Identify your Investment Profile
5 Steps to a Successful Investment Portfolio.
Investment Profile
1
Decide how much you want to invest and your risk tolerance level.
Define your goals, objective and decide which type of investment matches your needs. This will determine the type of risk that you can tolerate and facilitate the process of tracking your earnings.
2
Diversify the instruments into which you will put your resources.
Diversification is a fundamental principal when it comes to reducing investment risk; place the money in different kinds of assets, mixing diverse types of risk, achieving a higher degree of safety.
3
Keep the cost of your investment at a minimum.
Maximize the return on your investment based on your risk profile. DBank's internal*note* advisor will select the most efficient and lowest cost instruments on the market.
4
Readjust the portfolio.
Make sure to keep your distribution percentages in line with the portfolio's goals and risk.
5
Formalize your investment plan.
Developing and defining your investment plan will act as a compass as you enter the world of investors.
Please, click to know your investor profile
Credit Cards
DBank Credit card gives you more buying power internationally. DBank credit card is accepted in over 24 million stores throughout the world and more than 800,000 ATMs worldwide.
Benefits
Card Request
“We help you maximize your investment opportunities and strengthen the foundation of your business.”
Business Credit Line
DBank is your safe, reliable ally. We are committed to offering you credit solutions that let you to expand and strengthen your business in a safe, flexible, efficient manner. Our credit lines let you to successfully complete that personal or business project you have been working on.
Competitive Interest Rates. Fixed rates throughout the entire life of the loan and variable rates based on the US Prime Rate.
Expedited processing. Receive approval information within 48 hours after all loan requirements have been provided.
Flexible repayment terms that adjust to your cash flow.
Single-payment guaranteed loans.
Scheduled revolving lines of credit.
Immediate access to funds.
Advantages of our “New Entrepreneurs DBank” credit lines
Available operating capital.
Funding for inventory acquisition or changes.
Ability to take advantage of discounts by your suppliers.
Ability to meet unexpected cash demands.
Ability to meet financial obligations.
Funding for new projects and contracts.
Personal
Requirements
Loan Request
Commercial
Requirements
Loan Request
“Apply, qualify and get cash on the spot. Working capital at your fingertips”.
Stock Market
DBank at your fingertips ... (coming soon)
Mobile Banking
×
Benefits
Benefits
Requirements
Requirements
Requirements
Requirements
Requirements
Requirements
36 months revolving credit / Interest rate around 13%.
Security and convenience allowing you not to carry large sums of cash. Theft and insurance fraud.
Immediate replacement card.
Immediate card replacement: If your card is lost or stolen, call the MasterCard Global Service Center. Your card will be replaced within 24 to 48 hours, almost anywhere in the world.
Emergency cash: In the event of an emergency, you may request a cash advance for up to the amount of credit available on your account.
Travel Accident Insurance*: Coverage up to USD 500,000 for you, your spouse and your dependent children under the age of 23, when you pay for your tickets using your Visa card.
Rental Car Insurance*: Complete coverage for any vehicle that is damaged or stolen on the Americas. The insurance covers the value of the vehicle or its repair or replacement cost.
Emergency Medical Insurance*: Coverage up to USD 15.000 per person, in the event of an injury or illness while travelling. Transfers, transportation back home and any expense incurred due to the interruption of the trip, a visit from a family member, and convalescent care.
Travel assistance and other exclusive services: MasterCard provides emergency legal assistance, urgent replacement of travel tickets, emergency messaging services, help with lost luggage, emergency travel assistance, help with medical prescriptions and will courier valuable documents.
Special Services for Business Executives: Information and recommendations on conference rooms and convention centers, translation and interpretation services, transmission of urgent messages, document courier services, equipment rental, information on etiquette rules and protocol, recommendations for obtaining support services, and legal counsel.
Copy of passport or identification document.
Active personal account at DBank, Ltd.
Proof of residence.
Personal balance sheet signed by personal accountant.
Income verification.
Reports on any real estate listed as properties offered as surety.
Articles of Incorporation.
Signatures authorized by the company.
Appraisal of buildings or other assets offered as surety.
Property record report on any property offered as surety.
Copy of the directors' passports or identification cards.
Certificate of good standing.
2 Proof of residency of the company Owners and Directors.
When acquiring a loan, the operation must be backed by the duly recorded Primary Loan Agreement document between the original bank and the applicant.
Active corporate account at DBank, Ltd.
3 months of bank statement.
Copy of current passport.
Copy of proof of residence (receipt for a utility bill showing applicant's name and address).
Contact telephone numbers and email addresses.
Two (2) Bank references for each signer.
Personal balance for each signer.
Registered signers
Copy of current passport.
Copy of proof of residence (receipt for a utility bill showing applicant's name and address).
Contact telephone numbers and email addresses.
Directors
Copy of director or officer’s current passport.
Copy of proof of residence (receipt for a utility bill showing applicant's name and address).
Company
Company’s financial statements and balance sheet.
In the event of no activity, the personal balance of each signer on the account.
Two (2) Bank references for the company.
In the event of no activity, 2 bank references for each signer on the account.
Copy of the company’s Public Registration, Certificates (if applicable), Shareholders or Board of Directors Meetings, as well as legal representatives.
Tax identification number or any other identification document.
Copy of current passport.
Copy of proof of residence (receipt for a utility bill showing applicant's name and address).
Contact telephone numbers and email addresses
2 Bank references for each signer.
Personal balance for each signer.
Registered signers
Copy of current passport.
Copy of proof of residence (receipt for a utility bill showing applicant's name and address).
Contact telephone numbers and email addresses.
Directors
Copy of director or officer’s current passport .
Copy of proof of residence (receipt for a utility bill showing applicant's name and address).
Company
Company’s financial statements and balance sheet.
In the event of no activity, the personal balance of each signer on the account.
Two (2) Bank references for the company.
In the event of no activity, 2 bank references for each signer on the account.
Copy of the company’s Public Registration, Certificates (if applicable), Shareholders or Board of Directors Meetings, as well as legal representatives.
Tax identification number or any other identification document.
